They have to be making use of the furniture and etc in how they are claimed to be needed.
Two good ones are created by the Sawyer company along with the Seychelle vendor. Then what you'd be needing is a homeowner policies.
It also safeguards your property, content, buy to let property, commercial property etc.
If however you own your house but do not live engrossed rather you have it rented in order to a tenant, then you would be needing a landlord .